000			02719nam a2200409 i 4500
001			wb9414917
005			20230307114440.0
008			220706s2022 qeaad b 001 0 eng d
020			_a9780645517002 (pbk.)
020			_a0645517003 (pbk.)
040			_aQPPL _beng _erda _dWWBK
042			_aanuc
082	0	4	_a332.024010994 _223
082	0	4	_a306.38 _223
099			_a332.024014 _bWHI
100	1		_aWhittaker, Noel, _d1940- _eauthor. _970229
245	1	0	_aRetirement made simple : _beverything you need to know / _cNoel Whittaker.
250			_aSecond edition.
264		1	_a[Hawthorne, QLD] : _bNoel Whittaker Holdings Pty Ltd, _c2022.
264		4	_c©2022.
300			_aiv, 426 pages : _billustrations, charts ; _c21 cm.
336			_atext _btxt _2rdacontent.
336			_astill image _bsti _2rdacontent.
337			_aunmediated _bn _2rdamedia.
338			_avolume _bnc _2rdacarrier.
500			_a"Australia's most trusted finance writer"--Cover.
500			_a"Super & pension changes updated for 2022/2023"--Cover.
504			_aIncludes bibliographical references and index.
520			_aFirst is the money issue - will there be enough money for a successful retirement, and what assets should you invest in. The rules regarding the age pension are continually changing - what do you need to do to maximise it. Next is superannuation, an ever-changing landscape where the performance of your fund depends on the assets you choose. A major issue is estate planning - what is the best way to handle the disposal of your assets in a tax effective way, and avoid the 17% death tax on the taxable component of your superannuation. Rising life expectancies mean the possibility of new relationships between retirement and death, but it also means one partner may suffer from dementia with all that entails. Of course, there's also the possibility of home care, and friction between siblings. Another major issue is whether you stay in the family home or downsize to another property, or even go to a retirement community. This updated edition of Retirement Made Simple includes the major superannuation and pension changes due to take affect from July 2022; such as people up to age 75 can contribute to superannuation, people who downsize can make special downsize contributions from age 55 instead of 65, eligibility for the Commonwealth seniors health card has changed making more retirees eligible.
650		0	_aRetirement _zAustralia _xPlanning. _9122343
650		0	_aPensions _zAustralia. _9126088
650		0	_aSuperannuation _zAustralia. _9126089
650		0	_aFinance, Personal. _93715
650		0	_aRetirement income _zAustralia. _917081
945			_i31111084253838 _p$19.08
999			_c43264 _d43264
942	0	0	_02